European Union - Housing cost overburden rate: Owner, with mortgage or loan was 5.00% in December of 2024, according to the EUROSTAT. Trading Economics provides the current actual value, an historical data chart and related indicators for European Union - Housing cost overburden rate: Owner, with mortgage or loan - last updated from the EUROSTAT on September of 2025. Historically, European Union - Housing cost overburden rate: Owner, with mortgage or loan reached a record high of 8.60% in December of 2011 and a record low of 3.50% in December of 2020.



Housing Cost Overburden Rate: Owner, With Mortgage Or Loan
Country Last Previous Unit Reference
Greece 20.90 20.90 % Dec 2024
Germany 14.50 15.60 % Dec 2024
Bulgaria 13.70 5.50 % Dec 2024
Hungary 10.10 14.70 % Dec 2024
Estonia 6.60 2.60 % Dec 2024
Denmark 5.50 3.40 % Dec 2024
Poland 5.00 5.00 % Dec 2024
Euro Area 5.00 5.30 % Dec 2024
Lithuania 4.90 3.20 % Dec 2024
Luxembourg 4.50 6.60 % Dec 2024
Spain 4.30 4.40 % Dec 2024
Czech Republic 4.00 4.10 % Dec 2024
Slovakia 3.80 5.70 % Dec 2024
Portugal 3.80 1.60 % Dec 2024
Slovenia 3.50 4.00 % Dec 2024
Croatia 2.40 1.20 % Dec 2024
Austria 2.10 2.30 % Dec 2024
Malta 1.80 3.00 % Dec 2024
Finland 1.80 1.40 % Dec 2024
Italy 1.70 1.60 % Dec 2024
Ireland 1.30 0.90 % Dec 2024
France 1.10 0.90 % Dec 2024
Belgium 1.10 0.80 % Dec 2024
Cyprus 0.30 0.90 % Dec 2024
Romania 0.20 18.80 % Dec 2024

European Union | Housing Statistics

European Union | EUROSTAT Indicators