European Union - Housing cost overburden rate: Owner, no outstanding mortgage or housing loan was 4.40% in December of 2024, according to the EUROSTAT. Trading Economics provides the current actual value, an historical data chart and related indicators for European Union - Housing cost overburden rate: Owner, no outstanding mortgage or housing loan - last updated from the EUROSTAT on September of 2025. Historically, European Union - Housing cost overburden rate: Owner, no outstanding mortgage or housing loan reached a record high of 7.40% in December of 2013 and a record low of 4.20% in December of 2020.



Housing Cost Overburden Rate: Owner, No Outstanding Mortgage Or Housing Loan
Country Last Previous Unit Reference
Greece 25.70 23.70 % Dec 2024
Sweden 14.00 14.10 % Dec 2024
Bulgaria 7.00 9.90 % Dec 2024
Germany 6.80 7.50 % Dec 2024
Hungary 6.50 5.20 % Dec 2024
Latvia 6.20 6.30 % Dec 2024
Denmark 6.00 5.00 % Dec 2024
Slovakia 5.90 5.00 % Dec 2024
Estonia 5.60 5.40 % Dec 2024
Lithuania 5.20 4.50 % Dec 2024
Euro Area 4.10 4.10 % Dec 2024
Czech Republic 3.90 4.90 % Dec 2024
Slovenia 2.60 2.10 % Dec 2024
Finland 2.50 2.40 % Dec 2024
Netherlands 2.50 3.00 % Dec 2024
Belgium 2.30 2.70 % Dec 2024
Spain 2.20 2.60 % Dec 2024
Portugal 2.00 1.40 % Dec 2024
Austria 1.90 1.90 % Dec 2024
France 1.40 1.70 % Dec 2024
Luxembourg 1.20 1.40 % Dec 2024
Malta 1.00 1.00 % Dec 2024
Ireland 1.00 1.30 % Dec 2024

European Union | Housing Statistics

European Union | EUROSTAT Indicators