Universal
Universal Insurance Holdings, Inc. is a holding company that offers property and casualty insurance and value-added insurance services. The Company develops, markets and underwrites insurance products for consumers predominantly in the personal residential homeowners lines of business and perform all other insurance-related services for its primary insurance entities, including risk management, claims management, and distribution. Its primary insurance entities, Universal Property & Casualty Insurance Company (UPCIC) and American Platinum Property and Casualty Insurance Company (APPCIC), offer insurance products through both its appointed independent agent network and its online distribution channels across 19 states (primarily in Florida), with licenses to write insurance in two additional states. UPCIC offers personal residential insurance including homeowners, renters/tenants, condo unit owners, and dwelling/fire.