The average fixed 30-year mortgage rate in the US edged up 2bps to 3.11% in the week ended July 16th, from 3.09% in the previous week which was the lowest since February. source: Mortgage Bankers Association of America

Mortgage Rate in the United States averaged 6.07 percent from 1990 until 2021, reaching an all time high of 10.56 percent in April of 1990 and a record low of 2.85 percent in December of 2020. This page provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. United States MBA 30-Yr Mortgage Rate - data, historical chart, forecasts and calendar of releases - was last updated on July of 2021.

Mortgage Rate in the United States is expected to be 3.35 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. Looking forward, we estimate Mortgage Rate in the United States to stand at 3.40 in 12 months time. In the long-term, the United States MBA 30-Yr Mortgage Rate is projected to trend around 3.50 percent in 2022, according to our econometric models.

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United States MBA 30-Yr Mortgage Rate

Actual Previous Highest Lowest Dates Unit Frequency
3.11 3.09 10.56 2.85 1990 - 2021 percent Weekly


Calendar GMT Actual Previous Consensus TEForecast
2021-06-30 11:00 AM 25/Jun 3.2% 3.18%
2021-07-07 11:00 AM 02/Jul 3.15% 3.2%
2021-07-14 11:00 AM 09/Jul 3.09% 3.15%
2021-07-21 11:00 AM 16/Jul 3.11% 3.09%
2021-07-28 11:00 AM 23/Jul 3.11%
2021-08-04 11:00 AM 30/Jul
2021-08-11 11:00 AM 06/Aug
2021-08-18 11:00 AM 13/Aug

United States Housing Last Previous Highest Lowest Unit
Building Permits 1598.00 1683.00 2419.00 513.00 Thousand [+]
Housing Starts 1643.00 1546.00 2494.00 478.00 Thousand units [+]
New Home Sales 769.00 817.00 1389.00 270.00 Thousand units [+]
Pending Home Sales 13.10 51.70 51.70 -33.60 percent [+]
Existing Home Sales 5860.00 5780.00 7250.00 1370.00 Thousand [+]
Construction Spending -0.30 0.10 5.90 -4.80 percent [+]
Housing Index 1.80 1.60 1.80 -1.80 percent [+]
Nahb Housing Market Index 80.00 81.00 90.00 8.00 [+]
Mortgage Rate 3.11 3.09 10.56 2.85 percent [+]
Mortgage Applications -4.00 16.00 55.40 -38.80 percent [+]
Single Family Home Prices 350300.00 341600.00 350300.00 19700.00 USD [+]
Case Shiller Home Price Index 257.10 251.79 257.10 100.00 points [+]
Home Ownership Rate 65.60 65.80 69.20 62.90 percent [+]


United States MBA 30-Yr Mortgage Rate
MBA 30-Year Mortgage Rate is average 30-year fixed mortgage lending rate measured during the reported week and backed by the Mortgage Bankers Association.