BancFirst Corporation is a financial holding company. It conducts its operating activities through its wholly owned subsidiary, BancFirst, an Oklahoma state-chartered bank. BancFirst provides a range of retail and commercial banking services, including commercial, real estate, energy, agricultural and consumer lending; depository and funds transfer services; collections; safe deposit boxes; cash management services; trust services; and other services for both individual and corporate customers. Through its Technology and Operations Center, BancFirst provides item processing, research and other correspondent banking services to financial institutions and governmental units. Trust services offered through BancFirst's Trust and Investment Management Division (the Trust Division) consist primarily of investment management and administration of trusts for individuals, corporations and employee benefit plans. Its Insurance services are offered through BancFirst Insurance Services, Inc.