Consumer Credit in Japan increased to 430484 JPY Billion in the fourth quarter of 2020 from 429339 JPY Billion in the third quarter of 2020. source: Bank of Japan

Consumer Credit in Japan averaged 413436.91 JPY Billion from 2005 until 2020, reaching an all time high of 541463 JPY Billion in the fourth quarter of 2005 and a record low of 319946 JPY Billion in the fourth quarter of 2012. This page provides the latest reported value for - Japan Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. Japan Consumer Credit - values, historical data and charts - was last updated on April of 2021.

Consumer Credit in Japan is expected to be 432854.00 JPY Billion by the end of this quarter, according to Trading Economics global macro models and analysts expectations. Looking forward, we estimate Consumer Credit in Japan to stand at 440502.00 in 12 months time. In the long-term, the Japan Consumer Credit is projected to trend around 449312.00 JPY Billion in 2022 and 456950.00 JPY Billion in 2023, according to our econometric models.

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Japan Consumer Credit

Actual Previous Highest Lowest Dates Unit Frequency
430484.00 429339.00 541463.00 319946.00 2005 - 2020 JPY Billion Quarterly
Current Prices, NSA

Japan Consumer Last Previous Highest Lowest Unit
Consumer Confidence 36.10 33.80 50.80 21.60 points [+]
Retail Sales MoM 3.10 -1.70 11.60 -13.70 percent [+]
Retail Sales YoY -1.50 -2.40 36.50 -14.30 percent [+]
Household Spending -6.60 -6.10 9.50 -16.20 percent [+]
Consumer Spending 289263.50 283109.80 310630.00 150439.60 JPY Billion [+]
Disposable Personal Income 445.37 383.94 1079.95 35.36 JPY Thousand [+]
Personal Savings 34.70 16.30 62.10 -9.90 percent [+]
Bank Lending Rate 1.00 1.00 9.90 0.90 percent [+]
Gasoline Prices 1.34 1.33 2.00 0.91 USD/Liter [+]
Households Debt To GDP 64.30 63.70 72.20 20.30 percent of GDP [+]
Consumer Credit 430484.00 429339.00 541463.00 319946.00 JPY Billion [+]


Japan Consumer Credit
In Japan, consumer credit refers to loans extended by private financial institutions to households.