Household Saving Rate in Germany increased to 10.90 percent in the third quarter of 2019 from 10.70 percent in the second quarter of 2019. Personal Savings in Germany averaged 11.99 percent from 1960 until 2019, reaching an all time high of 17.30 percent in the second quarter of 1975 and a record low of 7.80 percent in the first quarter of 1960. source: Deutsche Bundesbank

Personal Savings in Germany is expected to be 10.70 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. Looking forward, we estimate Personal Savings in Germany to stand at 11.00 in 12 months time. In the long-term, the Germany Personal Savings Ratio is projected to trend around 11.50 percent in 2020, according to our econometric models.

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Germany Personal Savings Ratio

Actual Previous Highest Lowest Dates Unit Frequency
10.90 10.70 17.30 7.80 1960 - 2019 percent Quarterly
Seasonally Adjusted


Germany Personal Savings Ratio
In Germany, Personal Savings correspond to the ratio of personal income saved to personal net disposable income during a certain period of time.

Germany Consumer Last Previous Highest Lowest Unit
Consumer Confidence 9.60 9.70 16.80 -3.50 points [+]
Retail Sales MoM 2.10 -1.30 4.60 -6.10 percent [+]
Retail Sales YoY 2.80 1.40 9.70 -7.90 percent [+]
Consumer Spending 428.01 426.17 428.01 311.47 EUR Billion [+]
Disposable Personal Income 506.31 501.52 506.31 22.96 EUR Billion [+]
Personal Savings 10.90 10.70 17.30 7.80 percent [+]
Consumer Credit 237464.00 235851.00 423705.00 21369.00 EUR Million [+]
Private Sector Credit 3104068.00 3086644.00 3104068.00 6461.00 EUR Million [+]
Bank Lending Rate 2.04 1.93 6.55 1.93 percent [+]
Households Debt To GDP 54.00 53.60 71.20 34.80 percent of GDP [+]
Households Debt To Income 83.73 82.51 106.63 82.51 percent [+]
Gasoline Prices 1.60 1.56 2.14 0.91 USD/Liter [+]
Consumer Confidence Economic Expectations 41.30 34.80 69.50 -33.20 [+]
Consumer Confidence Financial Expectations 60.20 58.50 60.20 -26.70 [+]
Consumer Confidence Major Purchases Expectations 58.50 59.20 64.40 -55.40 [+]