Consumer Credit in Germany increased to 237464 EUR Million in the third quarter of 2019 from 235851 EUR Million in the second quarter of 2019. Consumer Credit in Germany averaged 198338.91 EUR Million from 1968 until 2019, reaching an all time high of 423705 EUR Million in the fourth quarter of 1998 and a record low of 21369 EUR Million in the fourth quarter of 1968. source: Deutsche Bundesbank

Consumer Credit in Germany is expected to be 234597.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. Looking forward, we estimate Consumer Credit in Germany to stand at 239601.00 in 12 months time. In the long-term, the Germany Consumer Credit is projected to trend around 244901.00 EUR Million in 2020, according to our econometric models.

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Germany Consumer Credit

Actual Previous Highest Lowest Dates Unit Frequency
237464.00 235851.00 423705.00 21369.00 1968 - 2019 EUR Million Quarterly
Current Prices, NSA


Germany Consumer Credit
In Germany, consumer credit refers to loans granted to households for personal use in consumption. These include items such as loans granted for the purpose of purchasing motor vehicles, furniture, household appliances, radios/televisions or computers, or loans to finance holidays.

Germany Consumer Last Previous Highest Lowest Unit
Consumer Confidence 9.60 9.70 16.80 -3.50 points [+]
Retail Sales MoM 2.10 -1.30 4.60 -6.10 percent [+]
Retail Sales YoY 2.80 1.40 9.70 -7.90 percent [+]
Consumer Spending 428.01 426.17 428.01 311.47 EUR Billion [+]
Disposable Personal Income 506.31 501.52 506.31 22.96 EUR Billion [+]
Personal Savings 10.90 10.70 17.30 7.80 percent [+]
Consumer Credit 237464.00 235851.00 423705.00 21369.00 EUR Million [+]
Private Sector Credit 3104068.00 3086644.00 3104068.00 6461.00 EUR Million [+]
Bank Lending Rate 2.04 1.93 6.55 1.93 percent [+]
Households Debt To GDP 54.00 53.60 71.20 34.80 percent of GDP [+]
Households Debt To Income 83.73 82.51 106.63 82.51 percent [+]
Gasoline Prices 1.60 1.56 2.14 0.91 USD/Liter [+]
Consumer Confidence Economic Expectations 41.30 34.80 69.50 -33.20 [+]
Consumer Confidence Financial Expectations 60.20 58.50 60.20 -26.70 [+]
Consumer Confidence Major Purchases Expectations 58.50 59.20 64.40 -55.40 [+]